{"product_id":"nomazdiary-budget-planner-google-sheets-spreadsheet","title":"Nomazdiary Budget Planner | Google Sheets Spreadsheet","description":"\u003cp\u003e\u003cstrong\u003e\u003cspan\u003eKnow where every rand goes and where it’s taking you.\u003c\/span\u003e\u003c\/strong\u003e\u003c\/p\u003e\n\u003cp\u003e\u003cspan\u003eThis is the budget planner I’d hand to a friend who is tired of guessing at month end.\u003c\/span\u003e\u003c\/p\u003e\n\u003cp\u003e\u003cspan\u003eSet up your budget in one place, then spend a few minutes each week recording your spending and updating your progress. The connected tabs and built-in formulas help you organise your bills, savings goals, debt repayments and net worth.\u003c\/span\u003e\u003c\/p\u003e\n\u003cp\u003e\u003cstrong\u003e\u003cspan\u003eWhat’s inside\u003c\/span\u003e\u003c\/strong\u003e\u003c\/p\u003e\n\u003cul\u003e\n\u003cli\u003e\n\u003cp\u003e\u003cstrong\u003e\u003cspan\u003eSTART HERE setup page:\u003c\/span\u003e\u003c\/strong\u003e\u003cspan\u003e Add your income, budget categories, savings goals and emergency fund target. Your setup feeds into the connected tabs.\u003c\/span\u003e\u003c\/p\u003e\n\u003c\/li\u003e\n\u003cli\u003e\n\u003cp\u003e\u003cstrong\u003e\u003cspan\u003eBills setup:\u003c\/span\u003e\u003c\/strong\u003e\u003cspan\u003e Add your bill amounts, due dates and payment accounts. Rename the accounts to match your own.\u003c\/span\u003e\u003c\/p\u003e\n\u003c\/li\u003e\n\u003cli\u003e\n\u003cp\u003e\u003cstrong\u003e\u003cspan\u003e12 monthly tabs, January to December:\u003c\/span\u003e\u003c\/strong\u003e\u003cspan\u003e Tick off paid bills, record everyday spending and see what’s left in your budget.\u003c\/span\u003e\u003c\/p\u003e\n\u003c\/li\u003e\n\u003cli\u003e\n\u003cp\u003e\u003cstrong\u003e\u003cspan\u003eBill calendar:\u003c\/span\u003e\u003c\/strong\u003e\u003cspan\u003e See when your bills are due each month.\u003c\/span\u003e\u003c\/p\u003e\n\u003c\/li\u003e\n\u003cli\u003e\n\u003cp\u003e\u003cstrong\u003e\u003cspan\u003eSavings dashboard:\u003c\/span\u003e\u003c\/strong\u003e\u003cspan\u003e Track your emergency fund and sinking funds for goals such as holidays and school fees, alongside your tax-free savings contributions.\u003c\/span\u003e\u003c\/p\u003e\n\u003c\/li\u003e\n\u003cli\u003e\n\u003cp\u003e\u003cstrong\u003e\u003cspan\u003eDebt calculator and payoff plan:\u003c\/span\u003e\u003c\/strong\u003e\u003cspan\u003e Choose the avalanche or snowball method and estimate your debt-free date. See how payments are split between interest and your balance, and explore potential interest savings.\u003c\/span\u003e\u003c\/p\u003e\n\u003c\/li\u003e\n\u003cli\u003e\n\u003cp\u003e\u003cstrong\u003e\u003cspan\u003eDebt tracker:\u003c\/span\u003e\u003c\/strong\u003e\u003cspan\u003e Update your statement balances each month to follow your progress.\u003c\/span\u003e\u003c\/p\u003e\n\u003c\/li\u003e\n\u003cli\u003e\n\u003cp\u003e\u003cstrong\u003e\u003cspan\u003eNet worth tracker:\u003c\/span\u003e\u003c\/strong\u003e\u003cspan\u003e List what you own and what you owe, then follow your net worth over time.\u003c\/span\u003e\u003c\/p\u003e\n\u003c\/li\u003e\n\u003cli\u003e\n\u003cp\u003e\u003cstrong\u003e\u003cspan\u003eAnnual view:\u003c\/span\u003e\u003c\/strong\u003e\u003cspan\u003e See your year at a glance and compare spending by category with your budget.\u003c\/span\u003e\u003c\/p\u003e\n\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003cp\u003e\u003cstrong\u003e\u003cspan\u003eYou’ll also get\u003c\/span\u003e\u003c\/strong\u003e\u003c\/p\u003e\n\u003cul\u003e\n\u003cli\u003e\n\u003cp\u003e\u003cspan\u003eA step-by-step PDF guide with pictures of every tab.\u003c\/span\u003e\u003c\/p\u003e\n\u003c\/li\u003e\n\u003cli\u003e\n\u003cp\u003e\u003cspan\u003eA video setup guide.\u003c\/span\u003e\u003c\/p\u003e\n\u003c\/li\u003e\n\u003cli\u003e\n\u003cp\u003e\u003cspan\u003eExample figures to help you understand the planner before entering your own numbers.\u003c\/span\u003e\u003c\/p\u003e\n\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003cp\u003e\u003cstrong\u003e\u003cspan\u003eMade for you if you…\u003c\/span\u003e\u003c\/strong\u003e\u003c\/p\u003e\n\u003cul\u003e\n\u003cli\u003e\n\u003cp\u003e\u003cspan\u003eWant to organise your money in rands.\u003c\/span\u003e\u003c\/p\u003e\n\u003c\/li\u003e\n\u003cli\u003e\n\u003cp\u003e\u003cspan\u003eAre paying off debt and want a clearer repayment plan.\u003c\/span\u003e\u003c\/p\u003e\n\u003c\/li\u003e\n\u003cli\u003e\n\u003cp\u003e\u003cspan\u003eAre building an emergency fund or saving for specific goals.\u003c\/span\u003e\u003c\/p\u003e\n\u003c\/li\u003e\n\u003cli\u003e\n\u003cp\u003e\u003cspan\u003eWant to understand your net worth and track it over time.\u003c\/span\u003e\u003c\/p\u003e\n\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003cp\u003e\u003cstrong\u003e\u003cspan\u003eHow it works\u003c\/span\u003e\u003c\/strong\u003e\u003c\/p\u003e\n\u003col start=\"1\"\u003e\n\u003cli\u003e\n\u003cp\u003e\u003cspan\u003eAfter purchasing, open your PDF and follow the link to make your own copy of the Google Sheets template.\u003c\/span\u003e\u003c\/p\u003e\n\u003c\/li\u003e\n\u003cli\u003e\n\u003cp\u003e\u003cspan\u003eUse the PDF or video guide to complete your setup.\u003c\/span\u003e\u003c\/p\u003e\n\u003c\/li\u003e\n\u003cli\u003e\n\u003cp\u003e\u003cspan\u003eCheck in each week to record spending, tick off bills and update your progress.\u003c\/span\u003e\u003c\/p\u003e\n\u003c\/li\u003e\n\u003c\/ol\u003e\n\u003cp\u003e\u003cstrong\u003e\u003cspan\u003eGood to know\u003c\/span\u003e\u003c\/strong\u003e\u003c\/p\u003e\n\u003cp\u003e\u003cspan\u003eYou’ll need a free Google account. The planner works in Google Sheets on a computer, tablet or phone. A computer is recommended for the initial setup and viewing the full spreadsheet.\u003c\/span\u003e\u003c\/p\u003e\n\u003cp\u003e\u003cspan\u003eThis is a digital product; no physical item will be shipped. no refund available. For personal use only.\u003c\/span\u003e\u003c\/p\u003e\n\u003cp\u003e\u003cspan\u003eDebt payoff dates and interest savings are estimates based on the figures and assumptions entered. Update your actual balances regularly to keep your plan useful.\u003c\/span\u003e\u003c\/p\u003e\n\u003cp\u003e\u003cstrong\u003e\u003cspan\u003eEvery rand with a job. Every month with a plan. 💜\u003c\/span\u003e\u003c\/strong\u003e\u003c\/p\u003e","brand":"Nomaz Diaries","offers":[{"title":"Default Title","offer_id":67853247774949,"sku":null,"price":444.0,"currency_code":"ZAR","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0604\/0292\/5797\/files\/Lavender_Budget_Planner_Spreadsheet_Cover.png?v=1792776906","url":"https:\/\/nomazdiaries.com\/products\/nomazdiary-budget-planner-google-sheets-spreadsheet","provider":"Nomaz Diaries","version":"1.0","type":"link"}